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Mortgage Delinquencies Decrease in Q1 2021

According to Mortgage Bankers Association’s First quarter of 2021 National Delinquency Survey, the delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 6.38% of all loans outstanding. In addition, the MBA reports that the delinquency rate was down 35 basis points from Q4 2020, and up 202 basis points from one year ago. Note the historical corollary in the chart below between the delinquency rate and unemployment rate. Continue reading HERE...

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